The KTC Apple Rewards Store (“Site”) is owned, operated and managed by 1 Empower (Thailand) Co., Ltd. (“OneEmpower”). OneEmpower is the seller of all products and services on the Site. Krungthai Card Public Company Limited (“KTC”) does not supply or sell any products or services on the Site. Any disputes, complaints or inquiries about products ordered on the Site should be made directly to OneEmpower. OneEmpower’s Sales & Refund Terms and Conditions apply to all products and services purchased on the Site. KTC is not responsible for any products or services sold from the Site, including their description, price, supply, delivery or any after-sales support, except for points redemption and payment related services provided by KTC.